Back to Home

Terms of Service

Last Updated: November 29, 2025

Welcome to MFTracker. By accessing or using our platform, you agree to be bound by these Terms of Service. Please read them carefully before using our services.

1. Acceptance of Terms

By accessing MFTracker ("the Service", "we", "us", or "our"), you accept and agree to be bound by these Terms of Service and our Privacy Policy.

If you do not agree to these terms, please do not use the Service.

2. Description of Service

MFTracker provides:

  • Portfolio analysis tools for mutual fund investments
  • SIP (Systematic Investment Plan) calculators
  • Goal planning and tracking tools
  • Tax optimization and income tax calculation tools
  • Portfolio rebalancing recommendations
  • Mutual fund search and comparison features
  • Risk assessment and red-flag detection
  • Educational guides and resources

Important:

All services are provided for informational and educational purposes only and do not constitute financial, investment, tax, or legal advice. Tax calculations and optimization suggestions are based on simplified assumptions and may not reflect your actual situation.

3. User Responsibilities

You agree to:

  • Use the Service only for lawful purposes
  • Provide accurate information when using our tools
  • Not attempt to harm, disrupt, or compromise the Service
  • Not use automated systems to access the Service without permission
  • Not reverse engineer, decompile, or extract source code
  • Not use the Service for commercial purposes without authorization
  • Make your own investment decisions and consult qualified professionals

4. Prohibited Uses

You may NOT:

  • Copy, reproduce, or redistribute our content without permission
  • Use the Service to provide financial advice to others commercially
  • Upload malicious code or attempt to breach security
  • Impersonate MFTracker or claim affiliation
  • Scrape data or use bots to access the Service
  • Violate any applicable laws or regulations

5. Disclaimer of Warranties

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE"

  • We make no warranties about accuracy, reliability, or availability
  • We do not guarantee error-free or uninterrupted service
  • Calculations are based on assumptions and may contain errors
  • We are not responsible for investment decisions made using our tools
  • Past performance data does not guarantee future results

6. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW:

  • We are NOT liable for any investment losses, financial damages, or opportunity costs resulting from use of the Service
  • We are NOT liable for errors, omissions, or inaccuracies in calculations or data
  • We are NOT liable for service interruptions, data loss, or technical failures
  • Our total liability shall not exceed ₹100 (one hundred rupees) or the amount you paid to use the Service (which is zero for free users)

7. Intellectual Property

All content, features, and functionality of MFTracker (including but not limited to text, graphics, logos, code, and algorithms) are owned by MFTracker or its licensors and are protected by copyright, trademark, and other intellectual property laws.

You may not reproduce, distribute, modify, or create derivative works without explicit permission.

8. SEBI Compliance

Important Regulatory Notice:

  • MFTracker is NOT a SEBI registered investment advisor
  • We do NOT provide personalized investment advice or recommendations
  • We do NOT manage portfolios or execute trades on your behalf
  • All tools are for informational and educational purposes only
  • You should consult SEBI-registered advisors for investment decisions

9. Indemnification

You agree to indemnify, defend, and hold harmless MFTracker, its creators, employees, and affiliates from any claims, damages, losses, liabilities, and expenses (including legal fees) arising from your use of the Service or violation of these Terms.

10. Changes to Terms

We reserve the right to modify these Terms at any time. Changes will be posted on this page with an updated "Last Updated" date. Continued use of the Service after changes constitutes acceptance of the modified Terms.

11. Termination

We may terminate or suspend access to the Service:

  • Immediately, without notice, for violation of these Terms
  • At our discretion, for any reason or no reason
  • Due to technical, legal, or security concerns

You may stop using the Service at any time. Since we don't store your portfolio data, simply closing your browser ends your session completely.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of India. Any disputes arising from these Terms or use of the Service shall be subject to the exclusive jurisdiction of the courts in [Your City], India.

13. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

14. Contact Information

For questions about these Terms of Service, please contact us at:

Email: legal@mftracker.com

Website: mftracker.sandipmaity.me

By Using MFTracker, You Acknowledge:

  • ✓ You have read and understood these Terms
  • ✓ You agree to be bound by these Terms
  • ✓ You understand this is NOT investment advice
  • ✓ You will make your own informed decisions
  • ✓ You accept all risks associated with your investments