Advanced SIP Calculator

Mutual Fund Calculator

Calculate SIP returns with step-up, inflation adjustment, and portfolio-wide projections to plan your financial future.

Investment Parameters

Used for real returns calculation

Advanced Options

Total Investment

₹19.12 L

With 10% annual step-up

Future Value

₹33.74 L

At 12% p.a. for 10 years

Total Returns

₹14.62 L

76.4% gain

Inflation-Adjusted Returns (Real Returns)

After adjusting for 6% annual inflation, your real gains (in today's purchasing power) would be approximately ₹5.89 L.
Your future value of ₹33.74 L will have the purchasing power of ₹18.84 L in today's terms.

Step-Up Impact Analysis

Without Step-Up

₹23.23 L

With 10% Step-Up

₹33.74 L

Additional Gain: ₹10.51 L (45.2% more)

Growth Projection